Financial & Legal

The financial and legal aspects of life get more and more complex every year. Our article database provides relevant information needed to make smarter financial and legal decisions.


Do You Need a Real Estate Lawyer?

Most of the time real estate transactions go smoothly for both the seller and the buyer, but some may be more complex and require some legal expertise. Real estate lawyers can help guide a homebuyer or seller through a transaction. It is a real estate lawyer's job to protect the interest of clients by ensuring that their rights are preserved.

Your Guide to Financially Rewarding Income Properties

Income Producing Properties are real estate investment which you hold, and which provide income from leasing. A Non-Income Producing Property might still be used to make money, but only if it's value appreciated over time and then you sold it. Today, we will only be talking about Income Producing Properties.

Choosing the Right Mortgage

Buying a home will be the biggest investment one will make in their lifetime. For the average homebuyer, a home is far too expensive to pay off all at one time. In most situations, the homebuyer will have to borrow money from a lending institution such as a bank in order to purchase a home.

How To Save Up for a Down Payment

Saving a down payment to purchase a home is the first challenge you must face, no matter what route you decide. An FHA loan requires as little as 3.5 percent down, while a conventional loan requires 20 percent down.

Learn Your Legal Rights as a Tenant

Anytime you enter into a rental agreement as a tenant, you are obligated by law to follow all of the rules and regulations set forth by the landlord. Any violation of these rules can result in an eviction from the property. However, the sword cuts both ways.

How to Budget Effectively As a New Homeowner

Becoming a homeowner is an exciting, rewarding, and significant milestone no matter what your age or where you live. Yet, homeownership comes with many new responsibilities with fiscal responsibility topping the list. If you’ve recently purchased a new home, it will be important to set a budget to make sure you can continue making your mortgage payments on time.